The Emergence of E-Wallet in Sarawak: Factors Influencing the Adoption of Sarawak Pay

This paper discusses the adoption factors of electronic wallet, more specifically Sarawak Pay in Kuching, Sarawak. The Government has a very aggressive mandate terms digital transformation to boost e-commerce industry Propel with effort federal and state governments encouraging cashless society, Kuching will foresee rapid rise Pay. adopts expands Technology Acceptance Model (TAM) addressing With population three quarter million, it is vital understand whether perceived usefulness, ease use, risk reward play any significant roles Data were collected from 204 respondents results examined using partial least squares-structured equation modelling (PLS-SEM). Findings indicated that use have impacts on adoption. As result study, understanding existing theoretical literature e-wallets Malaysia be enhanced.